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How to Keep Money Problems Out of Your Marriage
Money problems and marriage don’t have to go hand in hand. Learn how this simple solution can keep money problems out of your marriage for good. How many of you struggle with money problems in your marriage? I have a secret for you… you are not alone. Very few marriages are free of money problems.…
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10 Different Ways 2020 Hurt the Average Family Budget
One of the most popular posts here on Family Finance Mom is the example of a family budget, based on the 2018 Consumer Expenditure data released annually by the Bureau of Labor Statistics. This month, the BLS released the data for 2020, giving us a detailed look at just how 2020 – with the pandemic,…
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How to Calculate How Much House I Can Actually Afford
First time homebuyers, and even experienced homebuyers who may be buying in a new area or buying into a higher price point, often ask me how much house they can really afford or how much of their income their mortgage should be. The key to answering these questions is understanding that the total cost of…
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Awesome Finance Books Every Woman Should Read
The most successful people in the world all have one thing in common: they never stop reading. Having previously shared what I consider the best books about finance, many of you expressed interest in reading and discussing them together, as well as having regular recommendations on finance books to read. And so last year, the…
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How Rising Interest on the National Debt Impacts YOUR Family
For years, and really more like decades, people have been raising concerns over the national debt rising. Today, however, those concerns have become a much more certain reality. What makes now different? Rising interest on the national debt makes it a far more pressing concern. Read on to learn why rising interest on national debt…
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The Importance of Life Insurance for Parents: Why It’s Essential
Before kids, most parents never even gave life insurance a thought. Most of us don’t like to dwell on our own mortality… especially when celebrating a new life, the birth of a child! But when you have a new baby, that’s exactly when you should be thinking about it most. It’s what life insurance for parents is for – to protect your family financially when faced with the loss of you or your spouse. So what exactly is life insurance? How does it work?
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How Much Money Should I Save for Retirement
Once your budget is under control, the next most common question I get is “How much should I save for retirement?” Our retirement plan is likely to look a lot different than it did for our grandparents, and even our parents… and most of us aren’t saving nearly enough!
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Where Should You Keep An Emergency Fund?
The first major step on the Family Finance Road Map to free yourself from credit cards and adding to your debt is to build an Emergency Fund. But where to keep that emergency fund is this week’s follower Ask Me Anything topic. Every day, I get lots of great questions from followers across social media,…
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How to Shop at Aldi
Learn the ins and outs of how to shop at ALDI, the international discount grocery chain, to save money on your family’s grocery bill. When it comes to budgeting, many families single biggest struggle is grocery spending. You try to save money by meal planning, you make lists, you try to eat in instead of…
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How to Learn How to Invest: The 3 Most Important Variables of Investing
If you want to know how to learn how to invest, it truly boils down to understanding 3 key variables: time, return, and contribution. These 3 variables underpin the core concept of finance – the time value of money. To learn more about the time value of money, how these variables work together, an investment…
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20+ Awesome Holiday Gift Ideas for Investors
For all of you who have been here awhile, you know I don’t often make product recommendations. But since its the season of gifting, I thought you might all appreciate some financially savvy gift ideas. So here are my top gift ideas for investors (and all of you who want to be investors soon too!).…
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Financial Truth or Myth: Is A House a Good Investment?
An ongoing debate in the personal finance community is this… is a house a good investment? Or is it a liability in disguise? Welcome to a new ongoing series here at Family Finance Mom, Financial Truth or Myth. I should probably also add a third category, opinion. With each topic I’ll break it down with…
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How American Student Loans Morphed from a Hand-Up to Hopelessness
The Federal Student Loan program first began in 1965. It was intended to make student loans accessible to all, to make the American Dream – going to college and earning more money – possible for everyone. A Federal American Student Loans program was supposed to be the great economic and opportunity equalizer… but somewhere along…
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How To Get Personal Finance Classes in Every High School
There are two things I hear consistently from Family Finance Moms on a daily basis: I wish I had learned this when I was in school. How do I make sure my kids learn what I didn’t about finance? The way to address both of these is simple. Personal finance classes in every high school…
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20 High School Seniors Ask: How to Prepare for College Financially
I remember my college search process, the campus visits, and final choice like it was yesterday… my thought process went something likes this: I deserve to go anywhere that accepts me. Cost barely registered in my decision-making – and certainly not because my parents could afford it. My mom just kept telling me “we would…
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10 Best Things to Buy At Costco
When it comes to saving money on groceries, I swear by two things: meal planning and Costco! For families, you can save tremendously on your grocery budget by buying right and buying in bulk… and there’s no better place to do it than Costco. Just before the holidays, I asked my Instagram followers what are…
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Lazy Mom’s Quick and Easy Shepherd’s Pie
One of my favorite, go-to meal plan ideas for Fall and Winter is Shepherd’s Pie… but seriously, who has time to cook the filling, make mashed potatoes, put it all together, and then, bake it all over again??? Here’s how I make all the same flavors happen in 30 minutes or less for a quick…
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How to Save Money At the Grocery Store
When it comes to budgeting, many families struggle with sticking to their food budget every month. There are lots of ways to lower your monthly grocery spend: you can save money on groceries by meal planning, eating in instead of eating out, but you can also learn how to save money at the grocery store…
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How to Financially Prepare for Baby
There are countless baby registry checklists you can find across the internet. But what is harder to find is a checklist that outlines how to prepare for a baby financially. Are you expecting or starting to plan your family? Grab your FREE printable checklist – How to Financially Prepare for a Baby – at the end of this post.…
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How to Set and Reach Your Family’s Money Goals
What are your family’s money goals? Or maybe you are so overwhelmed by the day to day struggle to make ends meet, and all the different directions your limited money is pulled in, you’ve never even stopped to think beyond your next paycheck and this month’s rent. No matter where you are at right now, you can use this simple 4 phase framework to set, and more importantly, reach your family’s money goals.
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A budget is the key to reach ANY financial goal...
Whether you've never built a budget before or struggle with staying on a budget, the Busy Moms Budget Workbook will transform the way you think about your family finances.