First time homebuyers, and even experienced homebuyers who may be buying in a new area or buying into a higher price point, often ask me how much house they can really afford or how much of their income their mortgage should be. The key to answering these questions is understanding that the total cost of…

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14,730. Over the last 6 years, that’s how many diapers I’ve changed with three kids. And I still have a year and more than 2,000 diapers left to go. Two of those years were spent with two kids in diapers at the same time. If I start to think what that translates to in terms of dollars, I might actually start to cry.  But it’s been tremendous motivation to find the most efficient, cheapest way to buy diapers possible. And thanks to Pampers and Sam’s Club, I think I’ve done just that.

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