investment risk Archives • Family Finance Mom

Financial Truth or Myth: Is A House a Good Investment?

An ongoing debate in the personal finance community is this… is a house a good investment? Or is it a liability in disguise? Welcome to a new ongoing series here at Family Finance Mom, Financial Truth or Myth. I should probably also add a third category, opinion. With each topic I’ll break it down with…

3 Ways Diversification in Investing Reduces Your Risk

The next element to cover in our Investing for Beginners series is Diversification in Investing. Diversification is magical, helping to reduce the overall risk, or volatility in your investment portfolio, without necessarily giving up significant returns. Think of it as smoothing your portfolio performance over time. Read on to learn what diversification is, how it…

5 Factors Driving Higher Inflation & What You Should Do to Prepare

For the last month or so, as the stock market rally has faltered, and longer-term interest rates have increased by more than 50% since the start of the year, the concerns and whispers from the market over higher inflation have grown louder and louder. So what exactly is inflation? Why are people suddenly more worried…

10+ Different Types of Investments: How They Work & How Risky are They

When you are just learning how to start to invest, all the options and choices can feel completely overwhelming. Once you’ve chosen the best investment account for you, you may be staring at a list of funds, with all different types of investments, and thinking… “Okay, now what?” The reality is all those different funds…

10 Things You’ll Want to Know About Bitcoin Before You Buy It

In recent weeks, there’s been a lot more chatter and interest in Bitcoin again. To say I’ve been asked about it more in the last two weeks, then in two years of running Family Finance Mom, would be an understatement. “Should I invest in Bitcoin?” “What is Bitcoin?” “How can I invest in Bitcoin?” Suddenly,…

Women & Money: 10 Facts We All Should Know

Over the last 100 years, women and money have come a long way. Learn about the history of women’s financial rights, the modern statistics associated with women and money, and why improving women’s financial literacy is Family Finance Mom’s #1 mission. While there’s endless discussion today of the gender wage gap, the reality is women’s…

What’s the Best Way to Invest Money (When You’re Just Getting Started)

When it comes to investing, many of you are coming with a completely blank slate. You want to know what you need to do to get started and what’s the best way to invest money. Learn about the types of account you need to access the markets, where I recommend you start, and what to…

10 Things to Know About A Stock (Before You Buy One)

When you talk about investing, the first thing everyone thinks about is buying stocks. There’s a lot more available out there when it comes to investing, but… Here’s a little Investing in Stocks 101, with the 10 things every person should know about a stock BEFORE you buy one. Whenever I talk about investing, I…

Understanding Investment Risk for Women

All of us want to earn more on our investments. But many women, if we are really honest with ourselves, are nervous about investing because we are afraid of losing money. In most things in life, women are more risk-averse than men, and investing is no exception. It causes them to compound the already well-known…