The FamilyFiananceMom.com Web Site
Terms and Conditions
Last Updated: November 16, 2018
Agreement between User and PlaygroundParkbench, LLC
You must be at least 18 years old to register and use FamilyFinanceMom.com
Changes to the Terms
We may modify the Terms and Conditions from time to time. Please check back regularly to view any changes that we may make. If you continue to use our site after modifications have been made to the posted Terms and Conditions, you are implicitly accepting the new Terms and Conditions.
To use some features on FamilyFinanceMom.com, you are required to register for an account, providing us with personal information. You are responsible for any activity, including all comments or posts, that occurs from your accout. PlaygroundParkbench, LLC reserves the right to suspend your account at any time for any or no reason.
You are responsible for the content you post on FamilyFinanceMom.com and for the content sent to its users. By using our site, you agree that you will not hold PlaygroundParkbench, LLC responsible or liable for any content you access from other users on the site.
We created FamilyFinanceMom.com to share information and opinions among parents about how to better manage and plan your family finances. We encourage you to be an active member of the FamilyFinanceMom.com community and share your opinions freely. However, the following uses for the site are not acceptable and will not be allowed. You agree that you will not use FamilyFinanceMom.com:
1. To threaten, stalk, defraud, or harrass another person, business or organization, or otherwise interfere with another user’s use of our site.
2. To transmit spam or viruses
3. In a way that is disingenuous or may create a conflict of interest, including but not limited to, trading reviews with other businesses or asking members to write reviews in exchange for compensation
4. To promote bigotry or discrimination
5. To submit or transmit pornography or any obscene or illegal content
6. To solicit personal information from or about minors or to harm or threaten to harm minors
7. To reformat or frame any portion of the site
8. To attempt to gain unauthorized access to the site, user accounts, systems or networks connected to PlaygroundParkbench, LLC via hacking, password mining or any other means
9. To submit content that you know to be false, inaccurate or misleading
10. To infringe any third party’s copyright, patent, trademark, trade secret or other proprietary rights or rights of publicity or privacy
11. To violate any law, statue, ordinance or regulation (including without limitation those governing export control, consumer protection, unfair competition, anti-discrimination or false advertising)
12. To create liability for PlaygroundParkbench, LLC, or cause us to lose (in whole or in part) the services of our affiliate partners, sponsors or other suppliers
Permission to Use Your Content
You agree that any and all information and content that you provide to our site becomes the exclusive property of PlaygroundParkbench, LLC, and you irrevocably assign all rights of ownership, including, without limitation, intellectual property rights, to PlaygroundParkbench, LLC upon submission of the information and content. You represent and warrant that you are the owner of such information and content and are authorized to make such assignment of rights. We may use this content in various ways. This content may include any information or comments posted by you, affiliated with your registration and user profile, not including any personally identifiable information), or content sent to our site as a suggestion, opinion or email. This content may be used in the following ways, but not limited to: display on other areas of FamilyFinanceMom.com; in press releases; for promotional purposes; other media outlets to repurpose it.
By agreeing to our Terms and Conditions, you are giving PlaygroundParkbench, LLC and other media permission to use your content for any purpose.
PlaygroundParkbench, LLC has no obligation to monitor all content posted to our site. However, we reserve the right to review materials posted and remove any materials at our sole discretion. For example, a review may be removed if we believe it violates our posting guidelines. FamilyFinanceMom.com has no obligation to retain or provide you copies of your content, nor do we guarantee any confidentiality with respect to your content.
Responsibility for Submitted Content
You are soley responsible for your submitted content. You assume all risks associated with your content, including users reliance on its accuracy, completeness or usefullness. By sharing content on FamilyFinanceMom.com, you represent that you own, or have the necessary permissions to use, the content.
We reserve the right to modify, update or discontinue FamilyFinanceMom.com.com at our discretion, at any time, and for any or no reason.
We may terminate or suspend your account or ability to use FamilyFinanceMom.com.com, at our complete discretion, for any or no reason, without notice or liability of any kind.
You may terminate your User Account at any time. In the event of any termination, the Terms and Conditions will continue in full force and effect, including our right to use your content.
Ownership of Submitted Content
FamilyFinanceMom.com is fully-owned by PlaygroundParkbench, LLC, including all content, interfaces, graphics, design, compilation, computer code, software, original writings, blog posts, user comments, reviews, aggregate user review ratings, and all other elements and components of our site. We also own the copyrights, trademarks, service marrks, trade names, and other inteleectual and proprietary rights associated with all Family Finance Mom content and our site. As such, you may not modify, reproduce, distribute, create derivative works or adaptations of, publicly display or in any way exploit any of this content in whole or in part, except as expressly authorized by us.
Warranties, Disclaimers, and Limitations of Liability
PlaygroundParkbench, LLC makes no warranties of any kind.
PlaygroundParkbench, LLC disclaims all liability for any damages out of personal or business use of FamilyFinanceMom.com. Jurisdictions not allowing for the exclusion of warranties, will apply the law regarding warranties in those jurisdictions.
The maximum liability for any causes will be limited to the amount paid within the most recent twelve month period.
Third Parties and Affiliate Links
Our site may include links to other websites. We do not control or endorse any Third Party site or content, and you agree that we are not responsible for the availability or contents of Third Party sites.
Our site also includes affiliate links to other websites. We receive compensation when Users click on, and subsequently purchase from, our affiliate links. This compensation helps defray the cost of maintaining and producing FamilyFinanceMom.com.
Contact and Violations
Please contact us with any questions regarding the Terms and Conditions or to report any violations.